It's a Boy!

Last Friday, March 19, 2010, my sister-in-law gave birth to her second child. It's a baby boy! They will be naming him MARC STEVEN MOJICA. The Steven came from my late grandfather's name

 " Esteban". I haven't seen the child yet but I am very excited and looking forward on meeting him this coming weekend. I am also very excited to see how ALTHEA, their eldest child and my favorite niece, will react with the new baby. Althea has been the apple of the eye of our family for the past two years, and of course, she will always be the apple of our eyes. But for the past two years, she had been used to the attention of everyone in the family. So I am really worried on how she would react with the new addition in our family. For the past months, I have been talking to her and trying to make her understand that she should love the new baby, and nothing will change between me and her when tha baby comes. I must admit that Althea is my favorite niece. Well actually, she is my only niece. But I always shower her with attention, love and material thing she wants. If she wants to visit Jollibee, off we go to Jollibee. If she wants to watch Barbie's DVD over and over again, so be it. If she wants me to carry her while dancing to the tune of "Nobody", I would happily do it even though she weighs 20 kilos at the age of 2 years and 9 months. Hopefully the two kids would love each other. If she wants to play with the mud outside, I would bring her there. I am such a spoiler. And I promise myself that these would not change even though there's a new baby around. But of course, I would love to spoil Marc. I just soooooo love my "pamangkins"!

When All Else Fails....

When everyone and everything seems to be failing. Stop , look and listen.  Stand up and go on living your life again. Everyone fails. Even the richest man on Earth failed at one point in their lives. What keeps them going is the fact that life doesn't stops there. There is a big wide horizon out there. A pot of gold waiting to be discovered.

Well, I wish I was feeling the same way. The truth is, I feel that everthing around me that concerns me are failing. I'm still broke, the possibility of having a salary raise this year is seems to be less than 10%, my exams is about to come in less than 2 months and I am still unprepared, my boyfriend has no plans of marrying me yet, my one-great love is inlove with someone else but were good friend,duh and my career is not improving. I know my continuous whinning and ranting won't do any good, and I am blessed compared to other people who lost their jobs or a family member. But still. my life seems to suck.

So I am stoping, looking and listening.

I would stop whinning and feeling bad about the imperfections around me. They are all part of the past and I can't do anything about them. I cannot undo them anymore. What's done is done. Time machines are not yet invented and if ever they were, I could not afford using one. Life goes on, so I guess I should go on with life too.

I would look. Where did I go wrong? Do I keep on committing the same mistakes over and over again? I have no one to blame for the mistakes and wrong decisions I have done in my life. I am the captain of my life, no one can dictate or affect my decisions but me.

I would listen. Maybe it's time for me to listen to advices. Unsolicited or not, I should try to weigh options according to what other people see. I might be  to pre-occuppied with things making me unable to see clearly about things in my life.

If all else fails, I would continue stopping, looking and listening till my life comes back on track.

bunak

My Thoughts, My Heart, My Turf Blog Anniversary Contest

It's been a year since My Thoughts, My Heart, My Turf was born. As the celebration goes on, she launched her first anniversary contest. With the help of her friends, this contest was made possible. Together let us support and participate in this contest.

Mechanics

1. Blog about the contest and enter the link to the post on her  MckLinky . (45 points)

2. Please include the contest banner on your post. It doesn’t matter whether you place it before, within or after your post as long as it’s there. (additional 15 points)



3. Wear the contest badge anywhere in your blog, left or right side bar, as long as it’s on a readily visible spot. (20 points)



4. Subscribe to her feeds. Please confirm your subscription; otherwise you won’t be credited with any points. (10 points)




5. Be a follower of her blog. [The FOLLOWERS widget is near the bottom of this page] (10 points) *To those of you who are already following her blog, you get credited with points, too.*



**For items 4 through 5, you can provide the e-mail address you used to subscribe and username used to follow her blog.**



Remember, your accumulated points will determine for which drawing you would qualify for.


The contest will run from March 15th – April 15th so there’s enough time for you to pile those points up. How do you gain more points? Updates will be available on her blog so we should be on the lookout for updates.


Here is a sneak preview of the exciting prizes at stake.


Primary Sponsors
A Woman Remembers - 1,000 EC credits, 1 month AD space and $5.00
Azumi...Lil Dolly Princess - $5.00
Best Vacation Places - $5.00
Brisbane Hotels - $5.00
Diva Fabulosa - $5.00
From this Side - 3,000 EC credits
Girls Rule! - $5.00
Just About Anything - $5.00
Live for Life - 4,000 EC credits and 2 months AD space
Living Life to the Fullest - $5.00 + 1,000 EC credits
Momma Wannabe - $5.00
My So-Called World - $5.00 + 1 month AD space
Niko's Blog - $5.00
Stalking Minds - $5.00
The Mommy Journey - 5,000 EC credits
The Snoring Queen - 5,000 EC credits
Travelin' with Marie - 8"x8", 20-page Photobook ($20.00 value) and two 1 month AD spaces
Wahmaholic - Wordpress or Blogger template based on the winner's choice of theme and color >


Secondary Sponsors


**Chris Chronicles - 2,000 EC credits
**Cornyman's Blog Reviews - 2,000 EC credits
**Cornyman's Money Blog - 1,000 EC + 10 x Spikes from CMF Ads worth 1$ (250 visitors)
**Earn Money Online with Red - 2 months AD space
**Earth Friendly Momma - 1,000 EC credits
**Fashion Explorer - 1,000 EC credits**
**Gene + Experiments - 1 month AD space
**Health and Beauty Diva - 1,000 EC credits
**Her and History - 1,000 EC credits
**Here Anything Goes - 1,000 EC credits
**Home Buddies - AD spaces in her PR3, PR2, and PR1 blogs
**I Empower Myself - 1 month 125x125 AD space
**Inspirational Insights - 2,000 EC credits
**Life Can't Wait - 1,000 EC credits
**Life of a Filipina Blogger - 1,000 EC credits
**Liza's Online Journal - 1,000 EC credits + 1 month 125x125 AD space*
*Mariuca Wishing on a Falling Star - 1,000 EC credits
**Mariuca's Perfume Gallery - 1,000 EC credits
**Meow Diaries - 1,000 EC credits
**Moms Write Stuff - 1,000 EC credits
**My Daily Thoughts and Ramblings - 2 months AD space (winner can opt to have 1 250x125 AD or 2 125x125 AD)
**My Journey to Life - 1 month AD space
**Pinkville - 1 month 125x125 AD space
**Proud Mommy and Wifey - 1,000 EC credits + 1 month 125x125 Ad space
**Runaway Blogger - 1,000 EC credits
**Samantha’s Own - 2,000 EC credits
**Simple Pero Rock - 1 month AD space and 2,000 EC credits
**Spread the Word - 1 month 125x125 AD space
**Tasty Exploration - 1,000 EC credits
**Teaching Moments - 1,000 EC credits
**The One Minute Guide - 1,000 EC + 10 x Spikes from CMF Ads worth 1$ (250 visitors)**The Pinay Blogger at Home - 1,000 EC credits
**Up Now and What's Next - 1 month 125x125 Ad space
**Wonderful World of Peachy - 1,000 EC credits + 1 month AD space

Bunak's Money Blog

Today I am launching another blog. Bunak's Money Blog. This blog will be about money making tips and opportunities, steps to financial freedom and other money matters.

I already posted my first article entitled Journey to Financial Freedom. I have briefly defined what financial freedom is and the basic steps in achieving it. I have been looking for topics to right about in my blog. Having so many things  in my mind caused a clash of ideas in this blog, Bunak's Boring Life, so I have decided to create a seperate blog for my points of views and tips about financial stability. Hopefully, this blog would be a success.

Multiple Income Streams

I am feeling discouraged again. For the "nth" time, I feel that all my efforts to create a feasible income from the internet and the real world is just going to waste.

I have read from several self-help and financial books that we need to create multiple income streams to get rich or atleast to attain financial freedom. Men should not be contented with the passive income we get from our 8 hour regular job. We should continue looking for more financial opportunities we could venture at to be able to attain our dream of being financially stable.
This past years have been very tough for me financially. I had a bad credit card debt that I am still paying of at present. The recession happened and the increase in my passive income did not push trhrough. I had to take action. I researched about ways to improve my financial situation. I arrived with five possible source of income that applies to my financial situation right now.
1. My 8 hour regular job - passive income
2. Selling electronic prepaid load - passive income
3. Blogging and other free online money making opportunities - active income
4. Direct Selling - passive income
5. Engineering Services - passive income.
As you can see, my income streams are mostly passive sources of income. Passive income are incomes generated from activities that requires your attention and time. Active income on the other hand are sources of income that continious to flor even when your sleeping. I would like to try investing, mutual funds and hedge funds. Sadly, my resources are not enough to cover for the initial cash-out needed in these money making schemes.
My day job has proved to be insuffiecient. The recession caused a major blow in our mother company's revenue, thus, allowances for the increase in our take home pay have been zero for the past 2 years. The career itself does not gives me personal satisfaction. I earn 300$ a month. I support my brother's schooling, have bills to pay, take cares of the rent and groceries, so you can just imagine how little money is left for my savings. Finding a second job is not possible since my present work consumes almost every hour of my day. As soon as I finish paying for my credit card debt, I will move to a more career fullfilling anf better paying job.
Selling electronic loads, direct selling and my Engineering services are passive incomes that comes once in a while. Selling is profitable but competition is tight. There are also a lot of entrepreneurs like me who carries the same product, thus making the competition even tougher.
Now, I am left with Blogging and other online money making opportunities. Selling my idea is the least I can do. depressingly, making money from blogging and other online activities is not that easy. I have earned around 150$ in total for the past 2 years, quite very small compared to other bloggers whoe earns the same amount in a month. This is quite depressing. Another thing that adds to the depression are the days when I ran out of creative juices, thus making me incompetent and idle. Discouragement and frustrations is a common thing for neophyte bloggers like me, I know that, but still I can't help but feel it. Hopefully, by the end of the day, I won't feel the like this anymore.

Bad Credit

Bad Credit can break you. You may loose friends and respect. People may start loosing confidence on you. One of my collegues is suffering from bad credit. Banks have been calling at the office everyday to check on him and his delayed payments. Lending companies have been threatening to sue him if he fails to pay his balances. Even fellow co-workers are loosing their confidence and respect in him because of his bad credit. Hopefully, he will be able to fix these problems before it gets worse. I also hope that his experiences won't happen to me. Lesson learned. Live simply. Do not leave beyond your means.

MISSION 2010 : DESTROY DEBT

Yes, finally I got tired of debt. Finally I spent 4 hours last night creating a plan and a program I need to stick with for the next 6 months to be able to get myself out of debt. I had enough. I don't want to experience the feeling of "scarcity" over and over again.

This time, I will completely eliminate my debt. If I need to hire an assasin to do this job for me, I would, but of course, I couldn't. Lol.. Seriously, enough of playing around and doing nothing good with my life. If I would really want my dreams to come true, I should start doing something tight NOW.

Here is a graph I projected  last night. I am planning to update the graph with my actual cash flow everymonth. Hopefully, this device would help me track down and manage my finances well.

Words of encouragements and pieces of advice are vey much welcome.

I Almost Gave Up

You read it right guys, I alsmot gave up making money online. I just don't get it. People around me are making the most out of every online money making opportunity in the internet, while here I am, working hard as I could ever do just to earn a few cents. I am starting to get tired of participating in forum sites, updating my blog, dropping entrecards, visiting other people's blog. Geez. Why can't my blog earn as much as other blogs do. I am trying really hard. I have been reading a lot of ebooks and tips for blogging, but still, no positive feedback.

So I decided to take a breather. I had a four day vacation from work, spent time with my family and love ones and did not went online during that 4 day break.

So here I am again. Hoping that my patience would be enough for me to go on and do my best to earn more and do better in my online money making sites.

So help me God.

bunak